Auto Insurance

Shopping for Auto Insurance? Here is what you need to know:

1.) We are the Western Massachusetts Auto Insurance Experts

E.J. O’Neil Insurance is the Auto Insurance experts in Western Massachusetts. We have been insuring cars and trucks in Western Massachusetts since 1898. We currently insure several thousand cars and trucks. Our customers choose us because of our experience, reputation, and commitment to customer service. As one of our customers, we will help guide you toward the right policy for you and ensure you are taking advantage of all the discounts you are eligible for. In the event you have a claim, we have you covered: O’Neil Insurance has paid over $3.2 Million in claims in the past 12 months.

2.) You are eligible for many discounts

We take pride in finding every eligible discount for our customers. If you are getting quotes from multiple insurance agencies, make sure the agency is offering every discount you are eligible for. Here is a complete list of the discounts we will apply to your auto insurance rates: AAA Member, Home and Auto Bundle, Shop Smart, Paid in Full discount, Electronic Billing Discount, Good Student, Student away from Home, Annual Mileage, Smart Driver, Multi-car, and No Accidents in 3 years, & Pan Mass Charity Discount.

3.) Switching to O’Neil Insurance is easier than you may think

You can call or email us with your name, driver's license number and VIN for your car. If you have your current auto insurance policy, its easiest to send us a picture of it – this can be done right here on our website. We will then provide you with a few different quotes (good coverage, better coverage, best coverage). If you decide to switch to O’Neil Insurance, we handle all the paperwork with the registry of motor vehicles and your former Insurance carrier. That’s it – It’s just that easy.

4.) Beware of other quotes with minimum coverage

When getting quotes from other insurance agencies, beware of agencies that do not suggest higher coverage limits. Often, companies will provide you a quote for the legal minimum coverage to win your business. While this may be the cheapest rates, the cost of a serious accident may be significantly higher than your insurance policy will pay. Thus, you will have to pay out of pocket.  If you are concerned about your current auto coverage, call us and we will be happy to review your policy and provide you with our expert opinion with no obligation.

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Self-Quoting Tool

"Thank you for your professionalism and "can do" attitude. I really appreciate your follow through and thoroughness regarding Rick's auto policy. What a difference when an agency employs high quality, committed employees. Your customer service is superb."

Janet & Rick Robinson Customers