Homeowners Insurance

Shopping for Homeowners Insurance? Here’s what you need to know:

1.) We are the Western Massachusetts Homeowners’ Insurance Experts

E.J. O’Neil Insurance is the Homeowners Insurance experts in Western Massachusetts. We have been insuring homes in Western Massachusetts since 1898. We currently insure thousands of homes with an insured value of over $500 Million. Our customers choose us because of our experience, reputation, and commitment to customer service. As one of our customers, we will help guide you toward the right coverage for you, your family and your home. In the event you have a claim, we have you covered: O’Neil Insurance has paid over $3.2 Million in claims in the past 12 months.

2.) Switching to O’Neil Insurance is easier than you may think

You can call or email us with your name and address. If you have your current homeowner insurance policy, its easiest to send us a picture of it – this can be done right here on our website. We will then discuss with you special coverages you may be interested in (heating oil spill, sewer backup, etc). If you decide to switch to O’Neil Insurance, we handle all the paperwork with your former insurance carrier, and even work with your bank if your insurance is escrowed with your mortgage payment.

3.) Beware of other quotes with minimum coverage

Beware of agencies that do not offer the special coverages for your situation. Our most popular special coverage is “heating oil spill coverage”. This covers you in the event your oil tank leaks. Often, companies will provide you a quote for minimum coverage to win your business. While this may be the cheapest rate, the cost of a claim ay be higher than your insurance policy will pay. Thus, you will have to pay out of pocket. If you are concerned about your current homeowners’ coverage, call us and we will be happy to review your policy and provide you with our expert opinion with no obligation.

Click here to request a Homeowners Quote

"Thank you so much for helping our family with John's car accident and all our insurance needs."

The Krzystofik Family Customers