Why Choose E.J. O'Neil Insurance Agency?

Your industry experts, look no further.

Proudly Local

We live here, work here, and insure only Massachusetts residents—just like you.

More Options, Better Rates

We work with 8 top insurance companies to find the right fit for your budget.

Family-Owned, Customer-Focused

Serving our neighbors with friendly, reliable service since 1898

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Protecting Massachusetts Families Since 1898

Founded in 1898, our agency has proudly remained family-owned for over a century. Specializing in Personal Lines insurance—including homeowners insurance, auto insurance, renters, motorcycle, and boat coverage—we’re dedicated exclusively to serving Massachusetts residents.

 

Based in Chicopee, we take pride in being a truly local agency, offering personalized service and support that larger, out-of-state companies simply can’t match. With access to eight top insurance carriers, we do the shopping for you—ensuring you receive some of the most competitive rates available in the state.

 

Our mission is simple: deliver exceptional customer service while protecting what matters most to you. Whether you're insuring your first car or your family home, we’re here to help every step of the way.

Our numbers speak for themselves

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Years Family-Owned

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Average Savings For Our Clients
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Secure the best coverage and rates with our dedicated team

E.J. O'Neil Insurance Agency is committed to providing you with the coverage you need combined with amongst the best rates available in Massachusetts. Whether you’re shopping for auto insurance, homeowners insurance  or specialty insurance, we can help get you the best coverage at the lowest rate possible.

E.J. O'Neil Insurance Agency is based in Chicopee, Massachusetts. We offer unparalleled service and competitive rates to clients throughout the entire state!

We are proud to offer the most competitive rates while striving
to deliver the excellent service you deserve.

Efficiency

We streamline the process to quickly find the best insurance options for you.

Clarity

 We'll educate you so you truly understand your coverage and choose what's best for you.

Value

We help you find the right insurance, saving you money and securing the best coverage.

  • Shopping for insurance is not pleasant but Patrick made it easy and painless!!

    Sue Galipeau Avatar Sue Galipeau
    October 8, 2026

    I am very pleased to have E.J.O'Neil's car and home insurance. They took very good care of my car accident which was not my fault. I tell my... read more

    Cynthia Starzyk Avatar Cynthia Starzyk
    September 28, 2026

    Patrick was extremely helpful and professional in assisting me with my new registration and insurance,.He made the process quick and easy,. and I really appreciated his kindness and patience. Highly... read more

    F V Avatar F V
    September 22, 2026
  • Troy at E. J. O’Neil solved our policy issue very quickly with courtesy and a smile.

    Richard Marek Avatar Richard Marek
    September 18, 2026

    I’ve known Troy for years and he’s always been respectful and easy to talk to. I recently had some questions about my insurance policy and he took the time outside... read more

    Westfield Sewer & Drain Avatar Westfield Sewer & Drain
    September 16, 2026

    Three decades of coverage and they have always been amazing

    Christopher Ciriello Avatar Christopher Ciriello
    August 29, 2026
  • Adam is a great dude

    Amanda Roberson Avatar Amanda Roberson
    August 19, 2026

    I’ve been with O’Neil insurance Agency for over 30 years. Both my home and car are covered. They are always willing to answer questions and assisted me with insurance needs.... read more

    Jim Pisarcik Avatar Jim Pisarcik
    August 17, 2026

    EJ O’Neil is an extremely knowledgeable and helpful insurance agency. We have been with them for years.

    Denise Martell Avatar Denise Martell
    August 14, 2026
  • Very friendly informative explanations very down to earth easy to understand would highly recommend Patrick was great and great savings on car insurance

    Michele K Avatar Michele K
    July 23, 2026

    Oneils ns is the best agency in the world staff is always friendly Barbara and Colleen are always helping me out with claims they always get me the best rates... read more

    Stanley Adamczyk Avatar Stanley Adamczyk
    July 7, 2026

    Always happy to help if there's any questions. The employees are always very friendly and accommodating.

    Cindy Roy Avatar Cindy Roy
    June 30, 2026
  • I have had a great experience with the EJ O'Neil Insurance Agency. Always pleasant to work with and very convenient.

    Michael Wolcott Avatar Michael Wolcott
    June 29, 2026

    GREAT BUSINESS GREAT SERVICE

    Marty Topor Avatar Marty Topor
    June 19, 2026

    We have been with EJ Oneil for over 30 years. They are the friendliest and most helpful team. Any questions or concerns they help resolve or resolve for me. No... read more

    Mary strycharz Avatar Mary strycharz
    June 17, 2026

We do the shopping for you!

We'll quote your auto and home insurance with the top carriers to get you the best coverage and the best rates.

Insurance Made Simple

Understand your coverage choices quickly and easily.

Compare Rates & Save

Receive customized quotes with no obligation to buy.

Expert Guidance

Get professional guidance on all your insurance questions.

Explore our frequently asked questions

We offer a wide range of insurance plans, including homeowners, auto, renters, boat, RV, motorcycle, ATV, and other specialty policies.

You can easily get a personalized quote by using our online tool or calling one of our agents directly at (413) 594-4757.

Yes, we offer bundling options that can save you money when you combine multiple insurance policies.

Absolutely. Our policies are flexible, allowing you to choose the coverage that best fits your needs and budget.

We only work with the best insurance companies in Massachusetts:

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