Why Choose E.J. O'Neil Insurance Agency?

Your industry experts, look no further.

Proudly Local

We live here, work here, and insure only Massachusetts residents—just like you.

More Options, Better Rates

We work with 8 top insurance companies to find the right fit for your budget.

Family-Owned, Customer-Focused

Serving our neighbors with friendly, reliable service since 1898

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Protecting Massachusetts Families Since 1898

Founded in 1898, our agency has proudly remained family-owned for over a century. Specializing in Personal Lines insurance—including homeowners insurance, auto insurance, renters, motorcycle, and boat coverage—we’re dedicated exclusively to serving Massachusetts residents.

 

Based in Chicopee, we take pride in being a truly local agency, offering personalized service and support that larger, out-of-state companies simply can’t match. With access to eight top insurance carriers, we do the shopping for you—ensuring you receive some of the most competitive rates available in the state.

 

Our mission is simple: deliver exceptional customer service while protecting what matters most to you. Whether you're insuring your first car or your family home, we’re here to help every step of the way.

Our numbers speak for themselves

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Average Savings For Our Clients
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Secure the best coverage and rates with our dedicated team

E.J. O'Neil Insurance Agency is committed to providing you with the coverage you need combined with amongst the best rates available in Massachusetts. Whether you’re shopping for auto insurance, homeowners insurance  or specialty insurance, we can help get you the best coverage at the lowest rate possible.

E.J. O'Neil Insurance Agency is based in Chicopee, Massachusetts. We offer unparalleled service and competitive rates to clients throughout the entire state!

We are proud to offer the most competitive rates while striving
to deliver the excellent service you deserve.

Efficiency

We streamline the process to quickly find the best insurance options for you.

Clarity

 We'll educate you so you truly understand your coverage and choose what's best for you.

Value

We help you find the right insurance, saving you money and securing the best coverage.

  • I was looking for better rates for my homeowners and auto as they increased so much. E.J. O'Neil came through for me with better coverage than what I had... read more

    Jean Hollander Avatar Jean Hollander
    June 20, 2025

    I recommend them they help me a lot I was paying too much with the other insurance thanks to them I'm paying less so happy.

    Ana Tolentino Avatar Ana Tolentino
    April 27, 2025

    Very friendly informative explanations very down to earth easy to understand would highly recommend Patrick was great and great savings on car insurance

    Michele K Avatar Michele K
    March 27, 2025
  • I was first referred to the O’Neil agency by a coworker after I reviewed my renewal policy from my previous insurer. Adam was the representative who assisted me... read more

    Danny Elias Avatar Danny Elias
    October 27, 2024

    I am so pleased with this insurance agency and the help I have received. I had a very uncooperative company prior to switching, and was told "all insurances are... read more

    Rebecca Dubay Avatar Rebecca Dubay
    March 27, 2025

    Best Insurance in a World !!!

    Natalya Pavalyuk Avatar Natalya Pavalyuk
    April 27, 2025
  • Had a wonderful experience working with Patrick for our condominium insurance and car insurance. He is so very pleasant, knowledgeable, can answer any questions you have. He was very efficient... read more

    Patricia Dauley Avatar Patricia Dauley
    August 27, 2024

    This agency is the best I've ever dealt with. They were efficient, responsive, and educated themselves on my circumstances so they could connect me with the insurance I needed. They... read more

    Samuel Albert Avatar Samuel Albert
    October 27, 2024

    Nice

    ExoticBlue Avatar ExoticBlue
    April 27, 2025
  • Everyone at the agency was very helpful in my transition changing coverage on my home and auto policies. Patrick found a company with exceptional rates. So much better... read more

    jamelia engel Avatar jamelia engel
    December 27, 2024

    Patrick was an amazing help to us. Geico gave us terrible customer service and I felt like I was just another number instead of a valued customer. Patrick helped my... read more

    Steven D. Avatar Steven D.
    December 27, 2024

    The best agent in the state.

    John Beaver Avatar John Beaver
    January 1, 1970
  • Great customer service! Our agent works hard to find us the best rates possible for our family. The office staff is always very efficient and friendly. Always a very fast... read more

    meralee kratovil Avatar meralee kratovil
    October 27, 2024

    I have had the pleasure of working with Adam McLarey for the past 8 years with regard to the insurance needs of my family and customers of mine shopping for... read more

    Marcus Stimage-Norwood Avatar Marcus Stimage-Norwood
    March 27, 2025

    Amazing service, very good deals, friendly and welcoming atmosphere. Ask for Ann, she's amazing. Everyone in the office are great, polite, and very helpful. Highly recommend.

    m s Avatar m s
    January 1, 1970

We do the shopping for you!

We'll quote your auto and home insurance with the top carriers to get you the best coverage and the best rates.

Insurance Made Simple

Understand your coverage choices quickly and easily.

Compare Rates & Save

Receive customized quotes with no obligation to buy.

Expert Guidance

Get professional guidance on all your insurance questions.

Explore our frequently asked questions

We offer a wide range of insurance plans, including homeowners, auto, renters, boat, RV, motorcycle, ATV, and other specialty policies.

You can easily get a personalized quote by using our online tool or calling one of our agents directly at (413) 594-4757.

Yes, we offer bundling options that can save you money when you combine multiple insurance policies.

Absolutely. Our policies are flexible, allowing you to choose the coverage that best fits your needs and budget.

We only work with the best insurance companies in Massachusetts:

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