When it comes to helpful insurance tips, bundling home and auto policies is one of the most effective ways to streamline your coverage and save money, especially amid rising home and auto insurance premiums. Bundling not only helps reduce your overall premium but also makes managing your policies easier — and potentially improves how quickly you get help when you need it most. For personalized guidance and community-based service, a local agency like E.J. O’Neil Insurance can help you get the most out of your bundle.
What Does It Mean To Bundle Insurance?
Bundling insurance simply means purchasing more than one type of policy, such as homeowners and auto insurance, from the same provider. This approach is often referred to as a multi-policy discount and is widely promoted by insurance companies to reward customer loyalty and reduce administrative overhead.
Behind the scenes, bundling policies helps insurers cut down on processing costs and improve risk management. For customers, the benefits go beyond financial savings and set the stage for better support, fewer coverage gaps, and easier account maintenance.
How Much Do You Save When Bundling Home and Auto?
One of the most frequent questions we hear is: How much do you save when bundling home and auto? While the exact number varies depending on your insurer, coverage needs, and location, discounts typically range from 10% to 25%.
Insurance companies can offer these lower rates because bundling decreases their costs and encourages longer-term customer relationships. It may also:
- Unlock loyalty rewards and accident forgiveness features
- Qualify you for enhanced coverage options or lower deductibles
- Simplify billing and reduce the risk of policy lapses
Contrary to a common misconception, bundling does not mean sacrificing coverage quality. With the right agency, you can maintain strong protection while enjoying meaningful savings.
Why Local Matters: Bundle With E.J. O’Neil Insurance Agency
Online platforms may promise discounts, but working with a local agency gives you access to more than just savings. At E.J. O’Neil Insurance, we compare quotes from multiple top-rated carriers to find the most valuable bundling options for your unique situation.
With a hometown agency, you benefit from:
- Customized advice: Our agents take time to understand your lifestyle, needs, and budget.
- One-stop convenience: Whether it’s a question about billing, a policy change, or help filing a claim, we’re here to support you with personalized service.
- Community commitment: As part of the community since 1898, we’re trusted by generations of families who count on us for quality protection.
From policy setup to renewal reminders, bundling with a local expert means you’re never navigating insurance alone.
Bundle Up
Combining your homeowners and auto policies is a smart, budget-conscious move that simplifies coverage and can deliver real peace of mind. When you choose to work with a local agency like E.J. O’Neil, you get tailored support and trusted advice that big-name online providers simply can’t match.
Contact us today to explore your bundling options and see how much you could save with E.J. O’Neil Insurance Agency.
About E.J. O’Neil Insurance Agency
Since 1898, E.J. O’Neil Insurance Agency has provided homeowners with reliable coverage and high-quality customer service. Today, we offer a variety of policies, including commercial, boat, automobile, homeowners, motorcycle, and renters insurance. Quotes are free by phone or online request, and we can provide notary and other services at our location. We pride ourselves on caring for customers when they need it most. To find the right coverage for your needs, call 413-594-4757 or visit us online at www.oneilinsurance.com.