Summer safety can protect your home and car from seasonal risks. As temperatures rise, potential hazards like wildfires, storms, and road accidents increase. This blog will provide helpful insurance tips to safeguard your property and vehicles during the summer months.
Preparing Your Home for Summer
Yearly maintenance is a simple and effective way to increase your safety during summer.
Home Maintenance Checks
As summer approaches, inspect roofs, gutters, and siding for damage. Service air conditioning units, and ensure windows have tight, secure seals.
Yard and Exterior Safety
Maintain a safe environment by trimming trees and shrubs to prevent storm damage. Safely store outdoor equipment and furniture. Additionally, address pool safety to protect your family.
Helpful Insurance Tips for Home Safety
Here are the top tips to ensure summertime safety while at home.
Review and Update Your Homeowners Insurance
Assess and adjust coverage regularly to match changes in your home’s value. Extend coverage to include new additions or upgrades to your property. Regularly reviewing and updating your policy ensures adequate coverage tailored to your current needs.
Safety Improvements
Install and maintain smoke detectors and security systems. These should be in good working condition to detect threats promptly. Moreover, security and energy efficiency with smart devices like cameras, door locks, and thermostats ensure safety. These upgrades may qualify you for insurance discounts and can reduce your premiums while safeguarding your home.
Preparing Your Car for Summer
Stay safe during summer road trips with the following strategies.
Vehicle Maintenance Checks
- Properly inflate tires with adequate tread depth to ensure safety and efficiency.
- Check oil, coolant, and windshield washer fluid levels for optimal performance.
- Ensure brakes are responsive and the battery is in good condition to avoid breakdowns.
Summer Travel Safety
- Include essentials like first aid supplies, flashlights, and roadside assistance tools.
- Stay comfortable by ensuring your AC system is working effectively.
- Be prepared for unexpected roadside emergencies. Always travel with a spare tire and tools for changing a flat.
Helpful Insurance Tips for Car Safety
Review and Update Your Auto Insurance
Review your policy limits to ensure they cover extended trips and higher mileage typical of summer travel. You can also consider adding coverage for rental vehicles to your policy. It can provide comprehensive protection during vacations and trips away from home.
Discounts and Savings
Taking a safe driving course can qualify you for discounts on your auto insurance premiums. Also, installing anti-theft devices or tracking systems in your car can improve security and lower your insurance costs. These devices may qualify you for discounts with your insurer.
Combining Home and Auto Insurance
When you bundle your home and auto insurance with O’Neil Insurance, you gain several advantages. Bundling allows you to enjoy potential cost savings by combining both policies under one provider. It can simplify your insurance management and often leads to discounted premiums. These premiums are lower compared to having separate policies.
Get Your Coverage Summer-Ready
Before summer begins, conduct annual policy reviews to update your coverage according to your current needs. Working closely with E.J. O’Neil Insurance agents ensures personalized attention and comprehensive coverage.
Stay prepared this summer with comprehensive auto and homeowners insurance coverage to protect against seasonal risks. Contact us today to learn more helpful insurance tips, including how to bundle your policies for potential savings.
About E.J. O’Neil Insurance Agency
Since 1898, E.J. O’Neil Insurance Agency has provided homeowners with reliable coverage and high-quality customer service. Today, we offer a variety of policies, including commercial, boat, automobile, homeowners, motorcycle, and renters insurance.
Quotes are free by phone or online request, and we can provide notary and other services at our location. We pride ourselves on caring for customers when they need it most. To find the right coverage for your needs, call 413-594-4757 or visit us online.