EJOneil_HomeownersInsurancePolicy

What Should a Homeowners Insurance Policy in Massachusetts Cover

July 1, 2022 |

You are moving into a house and you need to know what a homeowners insurance policy should cover and what you will pay. Your home is your most significant investment. If something happens to your residence, you need accommodations and a way to make repairs. How can you protect your house from accidents and inclement…

EJOneil_RightAutoInsuranceForYourFamily

Making Sure You Have the Right Auto Insurance for your Family

June 15, 2022 |

Making sure you have the right auto insurance for your family is paramount to ensuring peace of mind for you and them. It is a valuable investment even if you aren’t legally required to carry insurance. The hardest part is finding the MA auto insurance policy that’s the right fit for your family’s needs. There are a…

EJOneil_HomeInsuranceYouNeed

What type of home insurance do you need?

June 1, 2022 |

When you purchase a residence, the first thing you need to know if what type of home insurance do you need. Lenders often require an insurance policy. Likewise, the plan provides financial assistance should a disaster strike, damaging much of the property. Home Insurance Plans In the search to select a plan, you may not…

EJInsurance_OilLeaks

Acquiring the Proper Insurance in the Event of Oil Leaks

May 16, 2022 |

Oil leaks can wreak havoc on the environment and expose homeowners to significant liabilities that could cause plenty of issues. In addition to these risks, it’s a costly problem. The Massachusetts Department of Environmental Protection reported that cleanup could cost $20,000 to $50,000 on average — but as much as $90,000 if the leak seeps into groundwater.…

EJOneil_LiquidFuel

What Is Escaped Liquid Fuel and What Steps Can You Take?

May 2, 2022 |

Nearly 6 million homes throughout the U.S. rely on oil for heat, and liquid fuel serves importance in daily life. Despite the emergence of alternatives such as electricity and propane, there are many reasons why oil remains a popular option. A few of its benefits include its widespread availability even in remote areas, the long lifespan…

Service Line Coverage

What is Service Line Coverage for Homeowners?

April 15, 2022 |

Service line coverage is a specific policy that not many homeowners think about when purchasing a new home to live. However, homeowners are financially responsible for any incident on their property. The public works department manages utilities, but homeowners have to pay for maintenance. A standard homeowners insurance policy often won’t cover damage to a service line.…

Rental Cars

Rental Cars on Vacation, Are You Covered?

April 1, 2022 |

According to research, rental cars are involved in collisions at a higher rate than owner-registered vehicles. If you’re traveling and renting a car, the agency will sell you on the importance of insurance. Additionally, the agent will strongly encourage you to purchase the rental agency’s preferred coverage. Given the prevalence of accidents, this might seem like a…

Minimum Bodily Injury

Why State Minimum Bodily Injury Limits Might Not Be Enough

March 31, 2022 |

You might think that if you drive safely, you don’t need to worry about the risk of getting into a car accident. Defensive driving skills may minimize your risk, but you can’t account for the actions of others on the road. Also, that’s why thousands of accidents happen each year in Massachusetts, and hundreds of people…

Home Systems Protections FAQs

March 24, 2022 |

Home insurance in Massachusetts provides funds for repairs in the case of fire, falling trees, and other disasters. However, it doesn’t cover everything. Your home’s most essential systems will typically not fall under a homeowners policy if there is an unexpected mechanical or electrical breakdown, leaving you without the peace of mind -and convenience of knowing…